Terms and Conditions

Welcome to Josetathyl Geo Ghana! These Terms and Conditions govern your use of josetathyl.com and the purchase of our financial education products. By accessing our website or purchasing our products, you agree to be bound by these Terms and Conditions and our Privacy Policy.

Please read these Terms and Conditions carefully before using our website or making a purchase. If you do not agree with any part of these terms, please do not use our website or services.

1. Definitions

In these Terms and Conditions, the following definitions apply:

• "Company", "we", "us", or "our" refers to Josetathyl Geo Ghana.
• "Website" refers to josetathyl.com.
• "Products" refers to any digital or physical products, services, or content available for purchase on our website.
• "User", "you", or "your" refers to the individual accessing our website or purchasing our products.
• "Content" refers to text, images, videos, audio, graphics, and other materials that may appear on our website or in our products.

2. Account Registration

Some areas of our website or certain products may require registration or creation of an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding the password that you use to access certain areas of our website or our products. You agree not to disclose your password to any third party and to take sole responsibility for any activities or actions under your account, whether or not you have authorized such activities or actions.

3. Products and Purchases

All products are subject to availability. We reserve the right to discontinue any product at any time. Prices for our products are subject to change without notice.

We strive to display as accurately as possible the colors, features, specifications, and details of the products available on our website. However, we cannot guarantee that your computer's display of any color will be accurate, and we do not guarantee that product descriptions or other content is accurate, complete, reliable, current, or error-free.

By placing an order through our website, you are confirming that you are legally capable of entering into binding contracts.

4. Digital Products

Upon completing your purchase of a digital product, you will receive access to download or view the product. For digital products:

• We grant you a non-exclusive, non-transferable license to use the product for your personal, non-commercial use.
• You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit the digital product unless expressly permitted by us.
• You may not transfer, assign, or sublicense your license rights to any other person or entity.

5. Intellectual Property

All content included on our website and in our products, such as text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of Josetathyl Geo Ghana or our content suppliers and is protected by international copyright laws.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Josetathyl Geo Ghana.

6. User Content

If you submit, post, or share content on our website, such as reviews, comments, or testimonials, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that:

• You own or control all rights to the content you post.
• The content is accurate and not misleading.
• The content does not infringe, misappropriate, or violate any patent, copyright, trademark, trade secret, moral right, or other intellectual property right, or right of publicity or privacy, of any third party.
• The content complies with these Terms and Conditions and all applicable laws and regulations.

We have the right, but not the obligation, to monitor, edit, or remove any content submitted to our website.

7. Prohibited Uses

You may use our website and products only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use our website or products:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To exploit, harm, or attempt to exploit or harm minors in any way.
• To transmit or procure the sending of any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which, as determined by us, may harm the Company or users of the website or expose them to liability.

8. Disclaimer of Warranties

OUR WEBSITE AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT OUR WEBSITE OR PRODUCTS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR WEBSITE OR PRODUCTS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THE INFORMATION AND EDUCATIONAL CONTENT PROVIDED IN OUR PRODUCTS IS FOR GENERAL INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED PROFESSIONAL FINANCIAL, INVESTMENT, OR TAX ADVICE. ALWAYS SEEK THE ADVICE OF A QUALIFIED PROFESSIONAL REGARDING YOUR SPECIFIC SITUATION.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL JOSETATHYL GEO GHANA, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR PRODUCTS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO US IN THE LAST SIX (6) MONTHS OR $100, WHICHEVER IS GREATER.

10. Indemnification

You agree to defend, indemnify, and hold harmless Josetathyl Geo Ghana, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of our website or products.

11. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Ghana, without giving effect to any principles of conflicts of law. Any legal action or proceeding arising out of or relating to these Terms and Conditions shall be instituted in the courts of Ghana, and you agree to submit to the jurisdiction of such courts.

12. Changes to Terms and Conditions

We may revise these Terms and Conditions from time to time. The most current version will always be posted on our website. If a revision is material, we will provide notice prior to the new terms taking effect. By continuing to access or use our website or products after revisions become effective, you agree to be bound by the revised terms.

13. Termination

We may terminate or suspend your account and bar access to our website or products immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever, including, without limitation, if you breach these Terms and Conditions.

Upon termination, your right to use our website and products will cease immediately. If you wish to terminate your account, you may simply discontinue using our website and products.

14. Severability

If any provision of these Terms and Conditions is held to be invalid or unenforceable by a court, the remaining provisions of these Terms and Conditions will remain in effect.

15. Entire Agreement

These Terms and Conditions, together with our Privacy Policy and any other legal notices published by us on the website, shall constitute the entire agreement between you and Josetathyl Geo Ghana concerning our website and products.

Effective Date: June 15, 2024